a picture of a living room and kitchen

Home Loans

The Home You Imagine Is Within Reach

At Lake Elmo Bank we're committed to providing personal service along with some of the best mortgage products and rates available in the marketplace.
Our team of professionals understands the mortgage business and our community. 

Whether you're a first-time home buyer, purchasing your dream home, building, remodeling, refinancing, or consolidating debt - our  team of mortgage lenders will help you through the process.

Home Loan Products

Purchase of a New Home

When the time comes for you to purchase a home, whether it’s your first home, you need more space for your expanding family, or you’re downsizing, getting the right mortgage advice can make a difference to your pocket book and your peace of mind. It pays to work with mortgage bankers that really know your area – who live and work in the community .

Perhaps you are looking to obtain the stability and security of a fixed-rate loan.  We can help you refinance.  Fixed-rate loans are attractive in a low interest rate environment.   When rates are high, homeowners prefer adjustable-rate loans to obtain lower payments.

Time to refinance?

an image of a kitchen

Construction Loans
At Lake Elmo Bank, we can finance the lot purchase, the construction project and the permanent mortgage with a smooth process. 

Home Equity & Home Improvement Loans
Use the equity in your home to finance home improvements or manage expenses such as college tuition, vacations or debt consolidation. 

Home Equity Application