The Home You Imagine Is Within Reach
Home Loan Products

Purchase of a New Home
When the time comes for you to purchase a home, whether it’s your first home, you need more space for your expanding family, or you’re downsizing, getting the right mortgage advice can make a difference to your pocket book and your peace of mind. It pays to work with mortgage bankers that really know your area – who live and work in the community .
Refinance
Perhaps you are looking to obtain the stability and security of a fixed-rate loan. We can help you refinance. Fixed-rate loans are attractive in a low interest rate environment. When rates are high, homeowners prefer adjustable-rate loans to obtain lower payments.
Home Equity & Home Improvement Loans
Use the equity in your home to finance home improvements or manage expenses such as college tuition, vacations or debt consolidation.
Construction Loans
At Lake Elmo Bank, we can finance the lot purchase, the construction project and the permanent mortgage with a smooth process.