Everyday Banking From Any Device
From every device you use, the look and feel is the same making it much more user friendly. Our Online and Mobile Banking experience offers you access to your accounts 24- hours a day, 7 days a week. It's free, convenient and easy to use.
Online & Mobile Banking
Our Online Banking experience offers you access to your accounts from your laptop or personal computer.- Access your checking, savings and loan accounts
- Enhanced security features:
- Two Factor Authentication via text or phone call
- Sign up to receive account alerts via email or text
- Enroll in biometric (face ID, fingerprint) authentication
- Real time view of transactions
- Enroll to receive eStatements
- Make loan payments
- Transfer funds between your accounts instantly
- Transfers funds to an external account
- Make digital payments for bills or personal payments
- Manage your debit card for fraud prevention
- Track and categorize spending and set a budget with the online Money Manager tool
- Update your profile and account information
- Place a stop payment on a check item
- Live Chat feature available Monday – Friday from 8:30 AM – 4:30 PM, excluding holidays
Before starting the auto-enrollment process, please make sure you have the following information available. Auto-Enrollment is for consumer accounts only.
- Your account number at Lake Elmo Bank
- Your Social Security Number (SSN)
- The email address on file with us
If you are a business customer or would rather not use the Auto-Enrollment process, please contact us at 651.777.8365.
From your mobile device, download Lake Elmo Bank’s App by selecting your store icon below.
Bill Pay
- Pay a Business (check or electronic)
- Pay a Person (check, email or electronic)
- Send a Gift Check for a special occasion or personalize donation
- Pay bills with one-time, recurring and automatic payments
- Sign up to receive eBills for your utilities, mobile phone and other recurring bills and receive notification when the bill is ready to review and pay
Learn More About Bill Pay
E-Statements
E-STATEMENTS ARE FREE!
- Receive your statements faster
- Store 7 years of statements in one place online
- Reduce the risk of fraud from someone stealing your paper statement from your mailbox
- Download or print your statements
ENROLL FOR E-STATEMENTS
- Login to your online banking account and select "Documents"
- Agree to the Terms and Conditions
- Under the Statements and Notices, tab select the statement and notices you wish to receive electronically
- Each time a new statement is available to view, an email will be sent to the email address you entered during the enrollment process
money manager- Personal Financial management
Take Control of Your Finances with Our Personal Financial Management Tool
With our integrated Personal Financial Management (PFM) tool, Money Manager, managing your money has never been easier. Access all your financial accounts—even those from other institutions—in one secure, convenient dashboard within online banking.
Track spending, set savings goals, build budgets, and get personalized insights to help you stay on top of your financial life. It’s smart, simple, and designed to help you make more informed decisions—so you can focus on what matters most.
Your money, your goals, one powerful tool—right inside your online banking.
To learn more about Money Manager click here.
Card Management
Card Management helps you control your cards through your online or mobile banking, making it easy to set alerts and manage your finances on the go.
Fraud Protection
- Real-time alerts keep you informed when your cards are used
- Transaction controls allow your cards to work only in specific locations or geographic areas
- When your cards are "off," no withdrawals or purchases will be approved
Control Spending
- Set spending limits for general use or specify thresholds by merchant types, such as gas, groceries or retail stores
- Establish controls by location and change parameters via your mobile device
Business Use
- Use transaction controls for merchant codes, locations, transaction types and thresholds to ensure employee spending adheres to company policies
supported browsers
For the best user experience, we recommend using the most current version of the following browsers:
- Edge
- Google Chrome
- Firefox
- Safari