person holding a mobile phoned while working on their laptop

Digital Banking Solutions

Everyday Banking From Any Device

From every device you use, the look and feel is the same making it much more user friendly. Our Online and Mobile Banking experience offers you access to your accounts 24- hours a day, 7 days a week.  It's free, convenient and easy to use.

Online Banking

Our Online Banking experience offers  you access to your accounts from your laptop or personal computer.

  • Access your checking, savings and loan accounts 
  • Enhanced security features. Two Factor Authentication (2FA)- Receive a text or phone call with a code to enter as part of the login process or when a high risk transaction is being completed. Phone calls do not come directly from Lake Elmo Bank.
  • Real time view of transactions
  • Make loan payments 
  • Transfer funds between your accounts instantly
  • Transfers funds to an external account
  • Make digital payments for bills or personal payments
  • Manage your debit card for fraud prevention
  • Money Manager
  • Live Chat feature available Monday – Friday from 8:30 AM – 4:30 PM, excluding holidays

Mobile Banking

Allows you all the convenience of online banking using a smartphone or tablet instead of a laptop or desktop computer.

Before starting the auto-enrollment process, please make sure you have the following information available. Auto-Enrollment is for consumer accounts only.

  • Your account number at Lake Elmo Bank
  • Your Social Security Number (SSN)
  • The email address on file with us
If you are a business customer or would rather not use the Auto-Enrollment process, please contact us at 651.777.8365.

From your mobile device, download Lake Elmo Bank’s App by selecting your store icon below.

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  • Pay a Business (check or electronic)
  • Pay a Person (check, email or electronic) 
  • Send a Gift Check for a special occasion or personalize donation
  • You have the option to send a one-time or recurring bill payment
  • Receive some bills if the payee offers e-Bills

    Learn More About Bill Pay
  • Receive your statements faster 
  • Store 18 months of statements in one place online
  • Reduce the risk of fraud from someone stealing your paper statement from your mailbox
  • Download or print your statements
  • Login to your online banking account and select "Documents"
  • Agree to the Terms and Conditions
  • Complete the five steps
  • Under the Statements and Notices, tab select the statement and notices you wish to receive electronically
  • Each time a new statement is available to view, an email will be sent to the email address you entered during the enrollment process
With Money Manager, you can quickly view all your accounts in one place.  Add any account you can access online including those at other financial institutions allowing you a complete picture of your finances.  To learn more about Money Manager click here.
Card Management helps you control your cards through your online or mobile banking, making it easy to set alerts and manage your finances on the go.

Fraud Protection
  • Real-time alerts keep you informed when your cards are used
  • Transaction controls allow your cards to work only in specific locations or geographic areas
  • When your cards are "off," no withdrawals or purchases will be approved

Control Spending

  • Set spending limits for general use or specify thresholds by merchant types, such as gas, groceries or retail stores
  • Establish controls by location and change parameters via your mobile device

Business Use

  • Use transaction controls for merchant codes, locations, transaction types and thresholds to ensure employee spending adheres to company policies

For the best user experience, we recommend using the most current version of the following browsers:

  • Edge
  • Google Chrome
  • Firefox
  • Safari
    Internet Explorer is not compatible with our online banking