girl and elderly lady viewing mobile phone

Personal Savings

Accounts that grow with you.

Put your money to work - you'll earn competitive interest on all of the savings and money market accounts that Lake Elmo Bank has to offer.  It's never too late to start saving!

Our full-service Investment Department is available for alternative options. 







  • Minimum opening deposit waived if a recurring AFT or ACH deposit is established.
  • Account limited to one annual withdrawal the first week of November. If more than one withdrawal is made a $5.00 fee will be charged for additional withdrawals.
  • Not available for business accounts.
  • Interest compounded quarterly.



Our Certificates of Deposit offer low-risk savings solutions with variable-term options to fit your savings needs.   

We offer both the Traditional and Roth IRAs.  Both products are ideal for retirement planning, offer flexibility and may offer tax benefits. 

A minimum of $100 is required to open all savings accounts unless otherwise stated.  Please refer to our Rate Chart for current interest rates.