Man holding phone with Lake Elmo Bank mobile app

Mobile Banking

Banking Solution you can use Virtually Anywhere

Lake Elmo Bank’s mobile banking solution allows you access to your accounts 24-hours a day from your smartphone or tablets from anywhere. Its free, convenient and easy to use.

What can you do with Mobile Banking?

  • Access your checking, savings and loan accounts 
  • Enhanced security features. Two Factor Authentication (2FA)- Receive a text or phone call with a code to enter in as part of the login process or when a high risk transaction is being completed. Phone calls do not come directly from Lake Elmo
  • Real time view of transactions
  • Make loan payments 
  • Transfer fund between accounts your accounts instantly
  • Transfers funds to an external account
  • Make digital payments for bills or personal payments
  • Mobile Deposit
  • Live Chat feature available Monday – Friday from 8:30 AM – 4:30 PM, excluding holidays
Mobile Banking Auto-Enrollment
Before starting the auto-enrollment process please make sure you have the following information available. Auto-Enrollment is for consumer accounts only.

  • Your account number at Lake Elmo Bank
  • Your Social Security Number (SSN)
  • The email address on file with us
If you are a business customer or would rather not use the Auto-Enrollment process please contact us at 651.777.8365.

From your mobile device download Lake Elmo Bank’s App by selecting your store icon below.

Apple App Store badge    Google Play badge

Once you have completed the download of the App select the Enroll Now link.   The App will walk you through the enrollment process which should only take a couple minutes

We do not charge you any fees for using this product but you may be charged for web access by your mobile carrier. You are responsible for checking with your carrier for details on specific fees and charges that may apply.

If you have any questions about Mobile Banking contact us at 651.777.8365.

IMPORTANT: Please do not include any personal information (i.e. Social Security Number, account number, date of birth etc.) when emailing us for your security. 
Mobile deposit is like having a branch at your fingertips.  Using a mobile device, you can deposit checks anytime and anywhere.  Best of all, as part of our digital banking tools, mobile deposit is completely free.  
Mobile security has become increasingly important in mobile computing. More and more users and businesses employ mobile devices as communication tools, but also as a means of planning and organizing their work and private lives. Here are a few tips to consider to help you stay safe when you’re using our mobile products.

Password protect your mobile device
Set your device to lock when it’s not being used. this will help prevent someone from getting access to your personal data.

Install software to find and remotely wipe your mobile phone
This software can help you locate your phone via GPS or remotely remove all data from your device, if it’s lost or stolen. There are a variety of security apps available that offer this feature.

Don’t modify your phone’s operating system
This is also know as jailbreaking, which violates your device’s warranty and exposes it to more security threats.

Managing your privacy settings
Monitor how apps use your personal information. Make sure you feel comfortable with the way they use these details. For example, some apps share your location and phone number with other people in your vicinity.

Question QR codes
QR codes are images that contain data that can be read by your phone’s camera. Scammers have been known to create fake QR codes that automatically download malware onto your mobile device. Protect yourself by not scanning QR codes posted in public places. Fraudsters will often place a fraudulent QR code stickers on top of a legitimate advertisement like a billboard or ad.

Visit our ID Theft page for additional information on the latest scams and what to do if you fall victim.