Image of a person holding a phone and punching in numbers at an ATM machine

Changes to ATM Surcharges

ATM Notice:  Changes to Surcharge Free ATMs at US Bank

We want to inform you of an important update regarding your surcharge-free ATM options.U.S. Bank has recently decided to withdraw from the MoneyPass Network, effective October 31, 2023.

We understand that this change may bring some inconveniences, and we appreciate your understanding during this transition. Despite U.S. Bank's withdrawal, you can still access a range of surcharge-free ATMs through Lake Elmo Bank and the remaining MoneyPass network.

To find a nearby ATM, please visit our ATM Locator page.

Impact on Deposits and Withdrawals:

U.S. Bank ATMs will no longer be available for deposits. However, you can still make deposits at various deposit-accepting ATMs within the MoneyPass Network. Additionally, our Mobile Deposit service allows you to conveniently deposit checks using Lake Elmo Bank's mobile banking app.

For withdrawals, if you currently use U.S. Bank ATMs, please be aware that ATM surcharges from U.S. Bank will apply. To avoid these fees, we encourage you to utilize over 40,000 surcharge-free ATMs within the MoneyPass locations.

We Are Here to Help:

If you need assistance locating an ATM or have any questions, feel free to reach out to us. You can send us a message at or call us at 651.777.8365.

Thank you for your continued trust and partnership.