Mobile Banking

Banking Solution you can use Virtually Anywhere
Lake Elmo Bank’s mobile banking solution allows you access to your accounts 24-hours a day from your smartphone or tablets from anywhere. Its free, convenient and easy to use.

What can you do with Mobile Banking?
Access your checking, savings and loan accounts you have enrolled through Online Banking.

  • View account balances, transaction history, and personal alerts.
  • Send messages as confirmation of one-time processed payments or transfers.
  • Transfer between accounts.
  • Make bill payments
  • P2P payments
  • Mobile Deposits*
  • Bank-to-Bank  Transfers*

*You must apply for these services or stop in any of our bank locations and a Personal Banker will assist you. We do not guarantee functionality of the Service on all wireless devices. 

iPhone-Android-iPad Mobile Banking

How to get started with Mobile Banking

mobile app

Online Banking Auto-Enrollment
Before starting the auto-enrollment process please make sure you have the following information available.  Auto-Enrollment is for consumer accounts only.

  • Your account number at Lake Elmo Bank
  • Your Social Security Number (SSN)
  • The email address on file with us

To enroll for Online Banking click here!

If you are a business customer or would rather not use the Auto-Enrollment process please contact us at 651.777.8365.

From your mobile device download Lake Elmo Bank’s App by selecting your store icon below.


Once you have completed the download of the App enter your current ID and Password.  The App will walk you through the enrollment process which should only take a couple minutes

We do not charge you any fees for using this product but you may be charged for web access by your mobile carrier.  You are responsible for checking with your carrier for details on specific fees and charges that may apply.

Mobile Deposit


Need to deposit a check but don’t have time to make a trip to the Bank or ATM?

No worries, using our mobile app and your iPhone, Android, Tablet or iPad camera you can make a deposit.  This convenient product is designed for our consumer and small business customers.


  • The convenience of depositing checks from anywhere at any time that works for you.
  • Same day credit for mobile deposits received before 4:00 PM CST Monday – Friday, excluding holidays.
  • No driving to the bank.  No creating deposit tickets.

To apply for Mobile Deposit click here.


Mobile security has become increasingly important in mobile computing. More and more users and businesses employ mobile devices as communication tools, but also as a means of planning and organizing their work and private lives.   Here are a few tips to consider to help you stay safe when you’re using our mobile products.

Password protect your mobile device
Set your device to lock when it’s not being used.  this will help prevent someone from getting access to your personal data.

Install software to find and remotely wipe your mobile phone
This software can help you locate your phone via GPS or remotely remove all data from your device, if it’s lost or stolen.  There are a variety of security apps available that offer this feature.

Don’t modify your phone’s operating system
This is also know as jailbreaking, which violates your device’s warranty and exposes it to more security threats.

Managing your privacy settings
Monitor how apps use your personal information.  Make sure you feel comfortable with the way they use these details.  For example, some apps share your location and phone number with other people in your vicinity.

Question QR codes
QR codes are images that contain data that can be read by your phone’s camera.  Scammers have been known to create fake QR codes that automatically download malware onto your mobile device.  Protect yourself by not scanning QR codes posted in public places.  Fraudsters will often place a fraudulent QR code stickers on top of a legitimate advertisement like a billboard or ad.

Visit our ID Theft page for additional information on the latest scams and what to do if you fall victim.

If you have any questions about any of these products contact us at or 651.777.8365.

IMPORTANT:  The personal email addresses provided for staff on this page are not a secure form of communication. Please do not include any personal information (i.e. Social Security Number, account number, date of birth etc.)  For your security, please contact the Bank directly at 651.777.8365 or stop by one of our locations with questions about your existing account.


Effective March 19, 2020, our drive-thru locations will remain open and lobbies will be closed temporarily to an appointment-only basis. Click here for more information. Learn more