Credit Card

ApplePayWhether you’re looking for traditional benefits or premium rewards, we have several Visa® and American Express® credit card choices for you – they all work with Apple Pay!

  • Business
  • Consumer
  • Build or Rebuild your credit

We have two ways for you to apply for a credit card:

  • Stop in and see a Personal Banker
  • Apply electronically by clicking here

If you are a Non-Profit, Municipality or a large corporation call 651.777.8365 or email to request that we send you a Community Card or Corporate Card application as these are not available online.

IMPORTANT:  The personal email addresses provided for staff on this page are not a secure form of communication. Please do not include any personal information (i.e. Social Security Number, account number, date of birth etc.)  For your security, please contact the Bank directly at 651.777.8365 or stop by one of our locations with questions about your existing account.

The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. and American Express. American Express is a federally registered service mark of American Express.

Manage Account & Rewards

From one login you are able to manage your Visa® credit card.  This convenient online access allows you to make a payment, view transactions, e-statements, manage your rewards and much more! Click here to login.

Questions about your point balance or redeem points by phone contact the Rewards Center at 1.888.229.8864.

💡 You may also make your credit card payment by calling us at 651.777.8365 or stop in at any of our bank locations and a Teller will assist you.


Report Card Lost/Stolen

To report your Visa® credit card lost or stolen please contact Cardmember Services at  1.800.558.3424


If you need to report your Lake Elmo Bank debit card lost or stolen click here.

Digital Wallet

Discover Mobile Purchasing

Today’s smart phones are capable of doing amazing things. As a valued credit cardmember, we are excited to announce that you can now make mobile payments with a compatible Apple®, Android ®, Windows or Samsung® phone, tablet or watch, without ever handing over your card.

Streamline Check Out
With mobile purchasing, at check out, you’ll use your phone instead of swiping your card. Typically, you’ll just hold your phone near the terminal and okay your purchase with a fingerprint. Signatures may still be required.

Simple to Setup
It doesn’t matter whether you have an Apple, Android, Windows or Samsung device—setup is simple with each technology. In most cases, you add your card with your phone’s camera.

Security Smarts
With mobile payments, instead of sharing your information, a virtual card number is created. That virtual number is used for purchases— keeping your data safe. Visit your phone provider website for more information on security.

Learn More
• Apple Pay works with: iPhone®, iPad® and Apple Watch®.
• Android Pay works with: NFC-enabled Android devices.
• Samsung Pay works with: Galaxy S6, S7 and Galaxy Note 5 devices.
• Microsoft Wallet works with select Windows 10 phones.

Visit the helpful Mobile Payments Website for more details!

Apple, the Apple logo, iPhone, iPad, Apple Watch, Apple Pay and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. Android, Android Pay, and the Android Logo are trademarks of Google Inc. ©2016 Samsung, Samsung Pay, Samsung Galaxy and Galaxy S (and other device names) are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Microsoft Wallet and Windows are trademarks of Microsoft, Inc. Use only in accordance with law. The creditor and issuer of the credit cards is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc. or MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated.