credit
CARDS


 
VISA BUSINESS CREDIT CARDS
Must apply at one of our branches
 
VISA CONSUMER CREDIT CARD
Click here to apply today!
Running your own business requires time, dedication, and determination.  The Visa business credit card helps you save time managing your finances, tracking expenses, and monitoring cash flow. We have a card that meets all of your business needs. 
 
Standard Visa Business Card
  • No annual fee
  • Annual reporting to simplify record keeping
Visa Platinum Business Rewards
  • No annual fee
  • Earn 1 point for every net purchase charged 
  • Earn 2 points for every gas, restaurant, and telecom purchase
  • $2,500 bonus points (may be redeemed for $25 in the form of a statement credit)
  • Rewards include cash back (in form of statement credit), merchandise, gift certificates, travel and more.
  • Point Pooling (Points good for 3 years)
 Visa Business Travel Card
  • Earn 1 point for every net dollar purchase 
  • Earn 2 points for every airline, train, car rental, hotel and motel purchase
  • Point pooling (points good for 5 years)
  • Rewards include cash back (in form of statement credit), merchandise, gift certificates, Choose Your Own Reward and Travel
  • $50 annual fee
  • 5,000 bonus points (may be redeemed for $50 in the form of a statement credit)
Visa Company Card
For the growing company with enhanced service, reporting and higher revolving credit lines.  Must be a incorporated company with established credit history, charging a minimum of $50,000, otherwise there is a $275 annual fee.  Minimum net income $350,000. The Company Card application is not available online be can be picked up at any of our bank locations or mailed to you. 
 
Features 
  • All of the card options have flexible billing options 
  • Company name on card
  • Point pooling provides accumulation of reward points by the Authorizing Officer. Requires central billing and all employees must carry the same rewards
  • Visa Virtual Advisor (VIS) that helps cardmembers get the information  necessary to manage a small business profitability. 24/7 access to online interactive workshop modules 
  • VIS/VIS Select for comprehensive online reporting solutions for managing a business' credit card spending 
Benefits
  • Visa Zero Liability (restrictions apply)
  • $250,000 Travel Accident Insurance
  • Extended Warranty and Purchase Protection
  • Auto Rental Collision Damage Insurance
  • Employee Misuse Protection for terminated employee(s) misuse up to $100,000 for companies with 5+ cards; up to $5,000 per cardmember for companies with 1 to 4 cards
  • Special Discounts with Visa Partner Advantage 
Click here to view our card options that best fit your needs and apply online today!
 
You choose to bank with a local financial institution for a reason...We're giving you one more.
Why is having our Visa Credit Card important?
  1. Secure way to shop, budget, and manage financial resources
  2. More convenient to use and carry than cash or checks
  3. Virtually the only way to make online purchases
  4. Establish Credit Rating
  5. Worldwide Acceptance
  6. Earn rewards just for using your card
We now offer a full line of Visa Consumer Credit Cards to meet  your family needs.  You may apply for your new credit card either by stopping at one of our bank locations, online or call and have an application mailed to you.  Here is a list of credit cards available to you:
  • Visa Signature Rewards Card- There is not an annual fee and you earn 1 point for every net dollar purchase.  The rewards program offers redemption on cash back (statement credit), Choose Your Own Rewards, merchandise, gift certificates, and travel.  What is great about the travel redemption is there is no advance booking required, no black out dates and no Saturday night stay required. 
  • Visa Platinum Card- a general purpose card with convenient and flexible purchasing power with no annual fee or rewards. 
  • Visa Young Adult Card- a Co-Signer Visa Card for those 16-18 years of age.  Great way to establish credit and learn to use credit responsibly. 
  • Visa College Rewards Card- There is not an annual fee with this card and it earns the same rewards as the Signature Card.  Again, a great way to establish credit and learn to use credit responsibly. 
  • Secured Visa Card- Gives individuals with limited or blemished credit histories the opportunity to obtain a revolving line of credit equal to the amount of their security deposit.
Why Switch?  With the new Visa Credit Card you will receive a special 0% Introductory Rate for the first 6 billing cycles on purchases and balance transfers! 
For more detailed information on each of these cards or to apply onlineclick here.
 
 
 

 
 
 
 
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