credit
CARDS 



Running your own business requires time, dedication, and determination.  The Visa business credit card helps you save time managing your finances, tracking expenses, and monitoring cash flow. We have a card that meets all of your business needs. 

Visa Business Card
The Visa Business Card offers the flexibility to make purchases, pay bills and manage business expenses while providing the simplicity and convenience of a traditional business credit card. There is no annual fee for this card.
  • 0% APR for the first 6 billing cycles on purchases.
  • 0% APR for the first 6 billing cycles on balance transfers.
Visa Platinum Business Rewards
The Visa Platinum Business Rewards Card is our lead business product.  Features include:
  • No annual fee
  • 0% introductory rate for the first 6 billing cycles on purchases and balance transfers
  • 2,500 first-use bonus points- redeem for a $25 statement credit
  • Unlimited 1% cash back
  • Double reward points on gasoline, restaurants and telecom
  • Merchandise and travel rewards
  • Distribute reward points to individual accounts or pool to a company account
Visa Business Travel Rewards
The Premium Business Card for the Frequent Travelers
  • 0% APR for the first 6 billing cycles on purchases and balance transfers  
  • Earn double points on airline, train, card rental and hotel bookings
  • Earn 5,000 first-use bonus points, which you can redeem for a $50 statement credit
  • 1% unlimited cash back
  • $50 annual company fee and free employee cards
Visa Company Card
For the growing company with enhanced service, reporting and higher revolving credit lines.  Must be a incorporated company with established credit history, charging a minimum of $50,000, otherwise there is a $275 annual fee.  Minimum net income $350,000. The Company Card application is not available online be can be picked up at any of our bank locations or mailed to you. 
 
Minimum Requirements on all cards: 
Authorized Officer must be 18 years of age, have a U.S. address, and a Social Security number.  There are no requirements for minimum time in business.
 
Features 
  • All of the card options have flexible billing options 
  • Company name on card
  • Point pooling provides accumulation of reward points by the Authorizing Officer. Requires central billing and all employees must carry the same rewards
  • Visa Virtual Advisor (VIS) that helps cardmembers get the information  necessary to manage a small business profitability. 24/7 access to online interactive
    workshop modules 
  • VIS/VIS Select for comprehensive online reporting solutions for managing a business's credit card spending 
Benefits
  • Visa Zero Liability (restrictions apply)
  • $250,000 Travel Accident Insurance
  • Extended Warranty and Purchase Protection
  • Auto Rental Collision Damage Insurance
  • Employee Misuse Protection for terminated employee(s) misuse up to $100,000 for companies with 5+ cards; up to $5,000 per cardmember for companies with 1 to 4 cards
  • Special Discounts with Visa Partner Advantage 
Already have our business credit card and want to sign up for online access and VIS reporting options?  Click here to be directed to our links page for the resources to help you get set-up online.
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