integrity checking
PERSONAL



All accounts receive monthly statements including printed images of cancelled checks.  A minimum deposit of $100 is required to open unless otherwise stated.  Please refer to our Rate Chart for current interest rates.

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Must maintain a $25,000 average ledger balance*

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No overdraft fees

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No below balance fee

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Free stop payments

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Free small Safe Deposit Box or equivalent credit

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Free personalized checks (standard design) or $10.00 credit toward design of your choice

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Free ATM transactions at any location
ATM surcharges may be assessed by non-Lake Elmo Bank ATMs

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Reimbursement of ATM surcharges - ISA fee excluded - transaction receipt required for reimbursement

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No Annual Fee LEB Personal Line of credit++

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Free domestic wires

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Free overdraft protection service

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Free Online Bill Pay

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Free cashiers checks and money orders

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Discount on consumer loans++

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.25% rate increase over stated rates on new CDs (minimum of $10,000)

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Tiered interest rate - Earn our highest checking interest rate on balances of $25,000 or more

Interest compounded monthly.

Refer to Rate Chart for interest rate information.
*If average balance is not maintained, acccount will be reclassified and you will be notified with appropriate disclosure and effective date.
++Loans and lines of credit are subject to credit approval.

BENEFITS
All LEB Checking Accounts Receive:

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Free Online Banking

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Free Check Images with monthly statement

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Free LEB Debit Card* (No Annual Fee)

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$5.00 credit on first order of checks**

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Free Bank-by-Mail services

l Overdraft Protection Service

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Discount on consumer loans with automatic payment deduction*

*Upon approval
**For new customers to Lake Elmo Bank

 

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