integrity checking
PERSONAL



All accounts receive monthly statements including printed images of canceled checks.  A minimum of $100 is required to open all checking accounts unless otherwise stated.  Please refer to our Rate Chart for current interest rates.

INTEGRITY CHECKINGsm
Must maintain a $25,000 average ledger balance*
No overdraft fees
No below balance fee
Free stop payments
Free small Safe Deposit Box or equivalent credit
Free personalized checks (standard design) or $10.00 credit toward design of your choice
Free ATM transactions at any location
ATM surcharges may be assessed by non-Lake Elmo Bank ATMs
Reimbursement of ATM surcharges - ISA fee excluded - transaction receipt required for reimbursement
No Annual Fee LEB Personal Line of credit+
Free domestic wires
Free overdraft protection service (upon request)
Free Online Bill Pay (upon request)
Free cashiers checks and money orders
Discount on Visa gift/travel cards
Discount on consumer loans+
.25% rate increase over stated rates on new CDs (minimum of $10,000)
Tiered interest rate - Earn our highest checking interest rate on balances of $25,000 or more
Refer to Rate Chart for interest rate information.
Interest compounded monthly.

*If average balance is not maintained, account will be reclassified and you will be notified with appropriate disclosure and effective date.
+Loans and lines of credit are subject to credit approval

BENEFITS
All LEB Checking Accounts Receive:
Free Online Banking (upon request)
Free Check Images with monthly statement
No Annual Fee Debit Card*
$5.00 credit on first order of checks**
Overdraft Protection Service
Discount on consumer loans with automatic payment deduction+
*Upon approval
**For new customers to Lake Elmo Bank
+Loans and lines of credit are subject to credit approval

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Member FDIC