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integrity checkingsm
All accounts receive monthly statements. A minimum of $100 is required to open all checking accounts unless otherwise stated.
• Must maintain a $25,000 average ledger balance*
• No overdraft fees
• No below balance fee
• Free stop payments
• Free small Safe Deposit Box or equivalent credit
• Free personalized checks (standard design) or $10.00 credit toward design of your choice
• Free ATM transactions at any location
ATM surcharges may be assessed by non-Lake Elmo Bank ATMs
• Reimbursement of ATM surcharges – ISA fee excluded – transaction receipt required for reimbursement
• Free domestic wires
• Free overdraft sweep/transfer (upon request)
• Free Online Bill Pay (upon request)
• Free cashier's checks and money orders
• Discount on Visa gift/travel cards
• Discount on consumer loans†
• .25% rate increase over stated rates on new CDs (minimum of $10,000)
• Tiered interest rate – Earn our highest checking interest rate on balances of $25,000 or more.**
• Free check images with monthly statements
Interest compounded monthly.
* If average ledger balance is not maintained, account will be reclassified and you will be notified with appropriate disclosure and effective date.
**Please refer to our Rate Chart for current interest rates.
† Loans & lines of credit are subject to credit approval.
benefits
All LEB Checking Accounts Receive:
• Free Online Banking (upon request)
• No Annual Fee Debit Card*
• $5.00 credit on first order of checks**
• Overdraft sweep/transfer (upon request)
• Discount on consumer loans with automatic payment deduction†
*Upon approval.
**For new customers to Lake Elmo Bank.
† Loans & lines of credit are subject to credit approval.
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