|
integrity checking
PERSONAL
All accounts receive monthly statements including printed images of cancelled checks. A minimum deposit of $100 is required to open unless otherwise stated. Please refer to our Rate Chart for current interest rates.
| l |
Must maintain a $25,000 average ledger balance*
|
|
l
|
No overdraft fees
|
|
l
|
No below balance fee
|
|
l
|
Free stop payments
|
| l |
Free small Safe Deposit Box or equivalent credit
|
|
l
|
Free personalized checks (standard design) or $10.00 credit toward design of your choice
|
|
l
|
Free ATM transactions at any location
ATM surcharges may be assessed by non-Lake Elmo Bank ATMs
|
|
l
|
Reimbursement of ATM surcharges - ISA fee excluded - transaction receipt required for reimbursement
|
|
l
|
No Annual Fee LEB Personal Line of credit++
|
|
l
|
Free domestic wires
|
|
l
|
Free overdraft protection service
|
|
l
|
Free Online Bill Pay
|
|
l
|
Free cashiers checks and money orders
|
|
l
|
Discount on consumer loans++
|
|
l
|
.25% rate increase over stated rates on new CDs (minimum of $10,000)
|
|
l
|
Tiered interest rate - Earn our highest checking interest rate on balances of $25,000 or more
|
Interest compounded monthly.
Refer to Rate Chart for interest rate information.
*If average balance is not maintained, acccount will be reclassified and you will be notified with appropriate disclosure and effective date.
++Loans and lines of credit are subject to credit approval. |
BENEFITS
All LEB Checking Accounts Receive:
|
l
|
Free Online Banking
|
| l |
Free Check Images with monthly statement
|
| l |
Free LEB Debit Card* (No Annual Fee)
|
|
l
|
$5.00 credit on first order of checks**
|
| l |
Free Bank-by-Mail services
|
| l |
Overdraft Protection Service |
|
l
|
Discount on consumer loans with automatic payment deduction*
|
*Upon approval
**For new customers to Lake Elmo Bank |
|
