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integrity checking
PERSONAL
All accounts receive monthly statements including printed images of canceled checks. A minimum of $100 is required to open all checking accounts unless otherwise stated. Please refer to our Rate Chart for current interest rates.
INTEGRITY CHECKINGsm
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Must maintain a $25,000 average ledger balance*
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No overdraft fees
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No below balance fee
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Free stop payments
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Free small Safe Deposit Box or equivalent credit
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Free personalized checks (standard design) or $10.00 credit toward design of your choice
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Free ATM transactions at any location
ATM surcharges may be assessed by non-Lake Elmo Bank ATMs
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Reimbursement of ATM surcharges - ISA fee excluded - transaction receipt required for reimbursement
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No Annual Fee LEB Personal Line of credit+
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Free domestic wires
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Free overdraft protection service (upon request)
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Free Online Bill Pay (upon request)
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Free cashiers checks and money orders
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Discount on Visa gift/travel cards |
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Discount on consumer loans+
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.25% rate increase over stated rates on new CDs (minimum of $10,000)
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Tiered interest rate - Earn our highest checking interest rate on balances of $25,000 or more
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Refer to Rate Chart for interest rate information.
Interest compounded monthly.
*If average balance is not maintained, account will be reclassified and you will be notified with appropriate disclosure and effective date.
+Loans and lines of credit are subject to credit approval
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BENEFITS
All LEB Checking Accounts Receive:
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Free Online Banking (upon request)
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Free Check Images with monthly statement
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No Annual Fee Debit Card*
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$5.00 credit on first order of checks**
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Overdraft Protection Service |
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Discount on consumer loans with automatic payment deduction+
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*Upon approval
**For new customers to Lake Elmo Bank
+Loans and lines of credit are subject to credit approval |
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