Lake Elmo Bank


Integrity Checking

Relationship Checking

Interest Checking

Traditional Checking

Encore Clubsm

Miscellaneous Fees

encore clubsm
Our Encore Clubsm is designed for people age 60 and above.  We have a variety of accounts designed to meet the individual needs of all customers.  Select any of our checking or saving accounts and you are entitled to Encore Clubsm benefits:


  • One free box of personalized checks (standard design) or $5.00 credit towards a design of your choice per year.
  • Free cashier's checks and money orders.
  • Special invitations to outings and seminars.



Interest Checking - when you choose this account and have automatic deposit of payroll or social security we will waive the minimum balance requirement and Lake Elmo Bank ATM fees (Debit/ATM ISA, International Service Assessment fee excluded).  Surcharges unrelated to Lake Elmo Bank may be assessed by non-Lake Elmo Bank ATMs.  Please see Interest Checking for additional details.  Existing account holders must request account type change.

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