Lake Elmo Bank

Integrity Checking

Relationship Checking

Interest Checking

Traditional Checking

Encore Clubsm

Miscellaneous Fees

interest checkingsm
All accounts receive monthly statements. A minimum of $100 is required to open all checking accounts unless otherwise stated. 

  • Minimum balance of $500.
  • Interest earned.***
  • Unlimited check writing.
  • Below balance monthly charge of $8.00 and $.25 per check/debit.
  • Free ATM transactions at any Lake Elmo Bank ATM location.
  • 8 Free ATM transactions (Debit/ATM ISA, International Service Assessment fee excluded) per month at any non-Lake Elmo Bank ATM; additional at $.50 each.
  • ATM surcharges unrelated to our accounts may be assessed by non-Lake Elmo Bank ATMs.
  • Free check images with monthly statements.
  • Free Online Banking (upon enrollment).

Interest compounded monthly.
*Please refer to our Rate Chart for current interest rates.


All LEB Checking Accounts Receive:

  • Free Online Banking (upon enrollment).
  • No Annual Fee Debit Card.*
  • $5.00 credit on first order of checks.**

*Upon approval.
**For new customers to Lake Elmo Bank.

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