Integrity Checking Relationship Checking Interest Checking Traditional Checking Encore Clubsm Miscellaneous Fees

relationship checkingsm All accounts receive monthly statements. A minimum of $100 is required to open all checking accounts unless otherwise stated. • Must have $5,000 in combined bank deposits* • Below balance monthly charge of $12.00 • No Minimum Balance • Earn a higher rate of interest** • Unlimited check writing • Free personalized checks (standard design) or $5.00 credit towards a design of your choice • Safe Deposit Box discount of $10.00 • Free ATM transactions at any location ATM surcharges may be assessed by non-Lake Elmo Bank ATMs • Free Online Banking (upon request) • Free cashiers checks and money orders • Discount on Visa gift/travel cards • Free overdraft sweep/transfer (upon request) • Free check images with monthly statements Interest compounded monthly. *Maintain a combined balance of $5,000 in your checking account and additional deposit accounts; including Certificates of Deposit, Savings, Money Market Savings and IRAs. **Please refer to our Rate Chart for current interest rates. benefits All LEB Checking Accounts Receive:  • Free Online Banking (upon request) • No Annual Fee Debit Card* • $5.00 credit on first order of checks** • Overdraft sweep/transfer (upon request) • Discount on consumer loans with automatic payment deduction†  *Upon approval. **For new customers to Lake Elmo Bank. † Loans & lines of credit are subject to credit approval.