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checking
PERSONAL
INTEGRITY CHECKINGsm
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Must maintain a $25,000 average ledger balance*
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No overdraft fees
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No below balance fee
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Free stop payments
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Free small Safe Deposit Box or equivalent credit
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Free personalized checks (standard design) or $10.00 credit toward design of your choice
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Free ATM transactions at any location
ATM surcharges may be assessed by non-Lake Elmo Bank ATMs
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Reimbursement of ATM surcharges - ISA fee excluded - transaction receipt required for reimbursement
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No Annual Fee LEB Personal Line of credit++
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Free domestic wires
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Free overdraft protection service
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Free Bill Pay
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Free cashiers checks and money orders
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Discount on consumer loans++
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.25% rate increase over stated rates on new CDs (minimum of $10,000)
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Tiered interest rate - Earn our highest checking interest rate on balances of $25,000 or more
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Interest compounded monthly.
Refer to Rate Chart for interest rate information.
*If average balance is not maintained, acccount will be reclassified and you will be notified with appropriate disclosure and effective date.
++Loans and lines of credit are subject to credit approval. |
RELATIONSHIP CHECKINGsm
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Must have $5,000 in combined bank deposits*
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Below balance monthly charge of $12.00
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No Minimum Balance
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Earn a higher rate of interest
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Unlimited check writing
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Free personalized checks (standard design) or $5.00 credit towards a design of your choice
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Safe Deposit Box discount of $10.00
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Free ATM transactions at any location
ATM surcharges may be assessed by non-Lake Elmo Bank ATMs
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Free Online Bill Pay
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Free travelers checks, cashiers checks and money orders
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Free overdraft protection service
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Interest compounded monthly.
* Maintain a combined balance of $5,000 in your checking account and additional deposit accounts; including Certificates of Deposit, Savings, Money Market Savings and IRAs. |
INTEREST CHECKING
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Minimum balance of $500
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Interest earned
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Unlimited Check Writing
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Below balance monthly charge of $8.00 and $.25 per check/debit
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Free ATM transactions at any Lake Elmo Bank ATM location
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8 Free ATM transactions per month at any non-Lake Elmo Bank ATM; additional at $.50 each
ATM surcharges may be assessed by non-Lake Elmo Bank ATMs
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Interest Compounded monthly.
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TRADITIONAL CHECKING
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No minimum balance
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Unlimited check writing
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Free ATM transactions per month at any Lake Elmo Bank ATM location
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4 Free ATM transactions per month at any non-Lake Elmo Bank ATM; additional at $.50 each
ATM surcharges may be assessed by non-Lake Elmo Bank ATMs
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ALL LEB CHECKING ACCOUNTS RECEIVE
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Free Online Banking
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Free Check Images with monthly statement
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Free LEB Debit Card* (No Annual Fee)
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$5.00 credit on first order of checks**
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Free Bank-by-Mail services
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Overdraft Protection Service |
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Discount on consumer loans with automatic payment deduction*
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*Upon approval
**For new customers to Lake Elmo Bank |
All accounts receive monthly statements including printed images of cancelled checks. A minimum deposit of $100 is required to open unless otherwise stated. Please refer to our Rate Chart for current interest rates.
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