Lake Elmo Bank

youth accounts
At Lake Elmo Bank we understand the importance of teaching children to save.

little elmo savers clubsm 
Our Little Elmo Saver’s Clubsm is designed to make saving fun and easy for kids.

• Special account opening gift.
• Birthday greetings from Little Elmo and a chance to win prizes!*
• Invitations to Little Elmo Savers Clubsm events.

To join, simply open any Lake Elmo Bank Savings Account which best fits your needs and you are automatically a member! Club designed for kids ages 10 and under. Your child’s Social Security number is required to open an account.



my savers clubsm
My Savers Clubsm is designed to help kids save and budget.

• Special account opening gift for new customers
• Invitations to My Savers Clubsm events
• Birthday recognition and chance to win prizes!*
• “Add-vantage CD” – Use this 9-month CD as a great tool for college savings!
*Birthday drawing is open to the public and not limited to customers.

To join, simply open any Lake Elmo Bank Savings Account which best fits your needs and you are automatically a member! Club designed for kids ages 11-15. Child’s Social Security number is required to open an account. Already a Little Elmo Savers Clubsm member? No need to do anything. On your 11th birthday, you automatically become a member of My Savers Clubsm.

u savers clubsm
We have designed our U Savers Clubsm to help our young adults learn and practice the basics of financial planning.

• Special account opening gift for new customers
• Traditional Savings Account – Minimum Balance Waived while attending school
• Traditional Checking Account – No Minimum Balance
• Debit Card – No Annual Fee**
• Free Online Banking
• “Add-vantage CD” – Use this 9-month CD as a great tool for college savings!

To join- Simply open either a Lake Elmo Bank Traditional Checking, Traditional Savings or both depending on your needs and you automatically become a member! Club is designed for students ages 16-23. Post-high school student must provide continuing education documentation. Student’s Social Security number is required to open an account.  Already a My Savers Clubsm member? No need to do anything. On your 16th birthday, you automatically become a member of Lake Elmo Bank’s U Savers Clubsm!


*Birthday drawing is open to the public and not limited to customers

**Upon Approval. 

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