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checking
BUSINESS
We have designed three checking accounts to meet the varied needs of our business customers. All accounts receive monthly statements and printed images of all cancelled checks. Please refer to our Rate Chart for current interest rates.
CLASSIC CHECKING
Our most requested business checking plan
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No minimum balance requirement |
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Monthly maintenance fee of $12.00 |
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Per item fee of $.16 on any check, debit, deposit ticket or credit |
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Non-bank deposit item fee of $.07 each |
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On-us deposit item fee of $.03 each |
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Charges will be offset by an Earnings Credit which is calculated on the Investable Balance | Sole proprietors may earn interest on this account if preferred over Earnings Credit. Investable balance calculated after reserve requirement.
PERFORMANCE CHECKING
Designed for businesses with moderate transaction activity
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Average ledger balance of $1,500 |
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Below balance monthly charge of $10.00 |
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150 checks or debits per month at no charge |
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150 deposit items per month at no charge |
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$.40 charge on checks, debits or deposit items in excess of 150 per month | Sole proprietors may earn interest on this account.
SMALL BUSINESS CHECKING
Designed for small businesses and clubs with low transaction activity
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No minimum balance required |
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50 checks or debits per month at no charge |
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50 deposit items per month at no charge |
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.40 charge on checks, debits or deposit items in excess of 50 per month |
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