Lake Elmo Bank

interest bearing checking
effective as of: September 1, 2014
 
Interest compounded monthly using an accrual basis of 365 for each day in the year.
 Integrity6
$25,000 Average Ledger Balance2
Interest Rate APY
(annual percentage yield)
$25,000.00 + .07% .07%
$.01 - $24,999.99 .04% .04%
     
Relationship6
$5,000 Combined Deposits4
 Interest Rate  APY
All Balances .04% .04%
     
Interest6 
$500 Daily Minimum Balance4
 Interest Rate  APY
All Balances  .04%  .04%
     
Benefit3 & 6
No Minimum to open
No Minimum Balance
 Interest Rate  APY
All Balances  .04%  .04%
     
Health Savings Account (HSA)5 & 6
$250 Daily Minimum Balance4
No Minimum to open
Interest Rate APY
$25,000.00 + .08% .08%
$10,000.00 - $24,999.99 .07% .07%
$1,000.00 - $9,999.99 .05% .05%
$0.01 - $999.99 .00% .00%
2If average balance is not maintained, accout will be reclassified and you will be notified with appropriate disclosure and effective date.
3Available to employees of qualified business customers.
4To avoid below balance monthly charge.
5Available to individuals with qualified High Deductible Health Plan (HDHP).
6 The interest rate may change after the account is opened.

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