TRUST SERVICES
Our experienced Trust Team will work closely with you, your attorneys and accountants to establish any trust arrangement which may be necessary to provide uninterrupted preservation and management of assets, protect privacy and secure tax savings at critical times.

Examples of our trust services include making arrangements to assist children or other family members in managing funds properly in the event of your disability or death; fulfilling your wishes with respect to providing education for your children or grandchildren; providing ongoing support for your charitable causes; or transferring interests in a closely held business and other assets.  The following types of trusts can be used to accomplish some of these goals.

• Revocable Living Trusts
• Charitable Trusts 
• Supplemental Needs Trusts
• Irrevocable Trusts
• Testamentary Trusts
• Irrevocable Life Insurance Trusts

ESTATE SETTLEMENT SERVICES
We can serve as the personal representative of your estate, if you choose to name us in your will.  If you select a member of your family as the designated personal representative for your estate, we can act as his/her agent to manage the appropriate proceedings, tax reporting and general administration of the estate as you direct.
 
INVESTMENT SERVICES

• Financial Planning
• Managed Accounts 
  (bank has investment responsibility)
• Advisory Accounts 
  (bank advises but customer directs investments)
• Custodial Accounts 
  (bank processes trades)
• Employee Benefit Plan
• Self-Directed IRA

OUR COMMITMENT TO PERSONAL SERVICE
We believe that our customers deserve, and should expect, nothing less than truly personal service, by dedicated and experienced professionals, in this sensitive area of fiduciary services.  As a community based, locally-owned, independent bank, we are committed to providing such service to individuals and families through management of their trusts and estates.  We are also well suited to handle trust services for family-owned business planning and the management of non-financial assets.

We look forward to working with you and your family and welcome an opportunity to meet with you.