| miscellaneous fees |
| Account Balancing Services |
|
$25.00/Hr.
$20.00 minimum |
| ATM Card Issuance Fee |
|
$5.00
(without checking account) |
| Business Continuous Overdraft Fee |
|
$7.00 per day
after the 5th day and every day thereafter |
| Cashier's Checks (customers only) |
|
$5.00 |
| Check Ordering Fee |
|
dependent on style selected |
| Coin Sorting |
|
Free/Customer
5% of total/Non-customer
($3.00 minimum) |
| Collection Fee |
|
$30.00/Item |
| Copy of Check |
|
$3.00 |
| Counter Check Fee |
|
$.50 |
| Debit/ATM Replacement Card Fee |
|
$5.00 |
| Deposit Bags - Locked |
|
$20.00
$3.00 Key |
| Dormant Accounts |
|
$10.00/Month
(on balances $100.00 or less) |
| Early Account Closing |
|
$20.00/Account
(within 90 days of opening) |
| Excess Reg D Withdrawal Fee |
|
$10.00/Item |
| Fax Fees |
|
$3.00 local 1st page
$1.00 each additional page
$5.00 long distance 1st page
$2.00 each additional page |
| Garnishment/Levy Fee |
|
$100.00 |
| International Debit Card Transaction Fee |
|
2% of transaction |
| IRA Transfer to another financial institution |
|
$30.00 |
| Money Orders (customers only) |
|
$4.00 |
| Notary (non-customers) |
|
$1.00 |
| Non-Sufficient Funds Item* |
|
$30.00/Item
(returned check)
|
| Overdraft Fee* |
|
$30.00/Item |
| Overdraft sweep/transfer |
|
$5.00 per transfer |
| Photocopies |
|
$.25 each |
| Ready Reserve Annual Fee |
|
$25.00 |
| Record Research |
|
$25.00/Hr.
($20.00 minimum) |
| Return Deposit Item |
|
$4.00/Item |
| Return Deposit Item (business) |
|
$5.00/Item |
| Signature Guarantee (customers only) |
|
Free |
| Special Handling |
|
$5.00 |
| Statement Copy |
|
$2.00 (current)
$3.00 (prior month) |
| Stop Payment |
|
$30.00 |
|
Recurring Electronic Stop Payment
|
|
$10.00/Item |
| Visa Gift/Travel Cards |
|
$3.95 |
Wire Transfers
Domestic (customers only)
Foreign (customers only)
|
|
$20.00 Outgoing
$10.00 Incoming
$45.00 Outgoing
$10.00 Incoming |
| Safe Deposit Box Rates |
|
3" x 5" $35.00 Annual Rent
5" x 5" $45.00 Annual Rent
3" x 10" $55.00 Annual Rent
5" x 10" $75.00 Annual Rent
10" x 10" $125.00 Annual Rent |
| All boxes are 21" deep. Discounted rates available for Relationshipsm and Integritysm Checking Account customers. Fees are automatically deducted from a Lake Elmo Bank checking or savings account. |
| Safe Deposit Box Late Payment Fee |
|
$10.00
(after 60 days) |
| Safe Deposit Box Drilling |
|
$200.00 |
| Safe Deposit Box Lost Key |
|
$15.00 |
| Safe Deposit Box - Manual Billing Fee |
|
$10.00 |
*Overdrafts and Non-Sufficient Funds fees may result from: The payment of checks, electronic funds transfers or other withdrawal requests you initiate. Payments authorized by you. The return of unpaid items deposited by you. Charging your account for our applicable service charges and fees. |
