miscellaneous
FEES

Account Balancing Services   $25.00/Hr.
$20.00 minimum
ATM Card Issuance Fee*   $5.00
(without checking account)
Business Continuous Overdraft Fee   $5.00 per day
after the 5th day and everyday therafter
Cashier's Checks   $4.00/Customer
Certified Checks   $20.00
Check Ordering Fee   dependent on style selected
Coin Sorting   Free/Customer
5% of total/Non-customer
($3.00 minimum)
Collection Fee   $25.00/Item
Copy of Check   $3.00
Debit/ATM Card   $5.00 Replacement Card Fee
Deposit Bags - Locked   $20.00
$3.00 Key
Dormant Accounts   $5.00/Month
(on balances $20.00 or less)
Early Account Closing   $10.00/Account
(within 90 days of opening)
Excess Reg D Withdrawal Fee   $5.00
Fax Fees   $3.00 local 1st page
$1.00 each additional page
$5.00 long distance 1st page
$2.00 each additional page
Foreign Currency   $25.00
Foreign Draft   $25.00
Garnishment/Levy   $75.00
IRA Transfer to another financial institution*
      if under 59 1/2
  $10.00
Money Orders   $3.00/Customer
Notary   $1.00/Non-customer
Non-Sufficient Funds Item  

$26.00/Item
(returned checks)

Overdraft Fee   $26.00/Item
Photocopies   $.25 each
Ready Reserve Annual Fee*   $25.00
Record Research   $25.00/Hr.
($20.00 minimum)
Return Deposit Item   $4.00/Item
Savings Overdraft Protection   $3.00 per day
Signature Guarantee (Customer Only)   Free
Special Handling   $5.00
Statement Copy   $2.00 (current)
$3.00 (prior month)
Stop Payments   $26.00

Wire Transfers
     Domestic (Customers Only)

     Incoming Phone Notification - Optional
  
    
     Foreign (Customers Only)

     Incoming Phone Notification - Optional

 
$20.00 Outgoing
Free Incoming
$5.00

$45.00 Outgoing
Free Incoming
$5.00
Safe Deposit Box Rates   3" x 5" $30.00 Annual Rent
5" x 5" $45.00 Annual Rent
3" x 10" $50.00 Annual Rent
5" x 10" $70.00 Annual Rent
10" x 10" $120.00 Annual Rent
All boxes are 21" deep.  Discounted rates available for
Relationship Checking Account customers. 
Fees are automatically deducted from a  Lake Elmo Bank checking or savings account
   
Safe Deposit Box Late Payment Fee   $10.00
(after 60 days)
Safe Deposit Drilling   $150.00
Lost Key   $15.00
     

*Applies to Personal Customers Only

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Member FDIC