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overdraft privilege opt-in deadline
is almost here!
We want to continue to make your Debit and ATM card experience good for those unforeseen instances when you need to take advantage of your Overdraft Privilege limit. To continue to make the funds available changes in regulations require that you authorize us to pay overdrafts created by ATM and everyday debit card transactions.
If you wish to have the funds available for these transactions after August 15, please contact us as soon as possible. If we do not hear from you by August 15, your overdraft privilege limit will no longer be included in your balance for everyday debit card and ATM transactions and your transaction may be declined. Click here for more information.
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FDIC insurance changes
Deposit insurance coverage limit has been permanently increased to $250,000. Unlimited deposit insurance coverage is extended for non-interest-bearing transaction accounts for two years. Our Relationship and Interest Checking are also fully guaranteed by the FDIC.
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need a gift? 
A Lake Elmo Bank VISA card makes a perfect gift for anyone.
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select deposit
Enjoy more of your summer…with less trips to the bank. By using the latest technology available, Select Deposit allows you to make your deposits from your office. It’s safe, easy and very convenient; all you need is a PC with internet access and a special desktop scanner which is available through the Bank.
We invite you to try Select Deposit for three months–
 •No $50 Monthly Maintenance Fee for the first three months.
•No scanner purchase/lease fees during the first three months.
If after three months you decide this convenient business tool is not right for you, contact us and we will cancel it with no obligations. Some restrictions apply. Please
click here for more information. |
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save money...refinance your car.
4.99% APR
36-month auto loan
651.777.8365
Your Community Bank Since 1911
Member FDIC
lakeelmobank.com
All loans are subject to credit approval. 36 month car loan rates range from 4.99% - 9.74% APR. Stated APRs effective as of May I, 2010 and are subject to change at any time. To obtain the lowest APR, collateral securing loan must be new, you must have excellent credit history, choose a term no longer than 36 months, have a maximum loan to value of no more than 100% and debt-to-income not to exceed 30%. The actual APR to be determined when a credit decision is made and may be higher than the lowest rate available. Monthly payment and APR based on a $10,000 loan plus a $25 processing fee and requires customer to either have payments deducted from a Lake Elmo Bank checking account or maintain their primary deposit account with Lake Elmo Bank. If you borrowed $10,025 and your APR was 4.99 you would make 36 payments of $299.70. Other rates and terms available.
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FDIC Temporary Liquidity Guarantee Program
Lake Elmo Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all non-interest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit rules.
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online banking ALERTS
You can now set-up alerts through your Online Banking account to be emailed to you. Receive an email alert when your balance falls below a certain amount, a certain check clearing, etc. Simply login and select the options tab, set-up personal alerts and check the box to receive through email.
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